The ratings are assigned by the credit rating agency based on the following factors:....
Credit rating is an opinion of rating agency about a debt instrument. The opinion is expressed through symbols which indicate the degree of risk assoc....
Both Credit Cards and Debit cards complement each other and are precursors to the electronic card which consolidates all the cash account in various b....
Both Credit Cards and Debit cards complement each other and are precursors to the electronic card which consolidates all the cash account in various b....
Interest rate is the prime feature of any credit card. Interest rate is directly influencing the payment for borrowing money on the credit card. In ge....
Credit is a method of selling goods or services without the buyer having cash in hand. The concept of the credit card is “buy now, pay later” and ....
In 1993, the Government set up a committee under the chairmanship of RN Malhotra, former Governor of RBI, to propose recommendations for reforms in th....
India has a deep-rooted history in the field of Insurance. In fact, the principles of insurance finds place, even in Manu (Manusmrithi), Yagnavalkya (....
In whole life assurance, insurance company collects premium from the insured for whole life or till the time of his retirement and pays claim to the f....
Insurance companies can be categorized into two main divisions which are classified as follows:....
Insurance is a contract whereby the insurer undertakes to compensate the insured for any loss suffered by the later in consideration of premium paid f....
Venture capital was originated in India very late. Bhatt Committee (Committee on Development of Small and Medium Entrepreneurs) in the year 1972 recom....
There are several sources for raising funds by Venture capital firms. To obtain their funds, venture capital firms have to reveal a good track record ....
There are three main groups into which venture capital investment can be divided. They are early stage, expansion, and buyout. Each of these groups is....
Venture Capital is a form of “risk capital” which is invested in a project or a business where there is a substantial element of risk relating to ....
The setting up of MMMFs would require the prior authorization of the Reserve Bank. Furthermore, the MMMFs to be set up by banks, their subsidiaries an....
In April 1991, Money Market Mutual Funds (MMMFs) were introduced in India. They provide an additional short term investment avenue to investors and br....
Mutual Fund industry today, with about 34 players and more than five hundred schemes, is one of the most preferred investment avenues in India. Howeve....