Merchant Banking and Financial Services, III Semester (MBA), UNIT-1
Definition of Factors Affecting Access to Financial Services
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A number of factors affecting the access to financial services have been identified.
A number of factors affecting the access to financial services have been identified. These are
- Gender Issues
- Age Factor
- Legal Identity
- Limited literacy
- Place of Living
- Psychological Barriers
- Cultural Barriers
- Social Barriers
- Social Security Payments
- Level of Income
- Bank Charges
- Terms and Conditions
- Types of Occupations
- Caste and Religion
- Attractiveness of the product
- Cumbersome Procedures
- Bias of Financial Institutions
- Prides and Prejudices of the white caller
- Wrongful Assessment
- Willingness to spread service
- Employment Barriers
- Lack of Opportunities
- Owning assets
- Difficulty in smoothening income to cope with shocks
- Exclusion from mainstream society
Tags : Merchant Banking and Financial Services, III Semester (MBA), UNIT-1
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